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主要分为两类:

1.目前离岸银行开户存在的问题

2.离岸账户汇款存在的问题

您的离岸银行开户难、成功率低、易被销户的原因是什么?

1.银行开户需求的不断增加

目前开通离岸银行账户的人很多,导致银行的需求量不断增大,银行方面不得不收紧开户政策,大幅度的提高开户门槛,所以很多人会遇到开户受阻,开户失败。

2.银行开户成本变高

银行针对这一现象,需要清除大量的“僵尸户、流水账户”,这些账户并没有给银行带来利润,还会导致管理成本变高,所以在开户时,银行会进行严格的筛选。

3.涉及到敏感词

如果您代表的是自己个人的话,您从事的可能是特殊行业(如房地产、证券),或是您是否有过其他银行黑户的问题;如果您代表的是公司,公司名称可能带有特殊敏感字眼(如集团、金融、珠宝等),也可能公司经营的业务有特殊的涉及(军用、矿业等)。

解决方案:

可以选择开户门槛低、性价比高的离岸银行进行开户,主要分为两种方式:

1.选择虚拟的银行账户,进行线上开户

只需身份证认证以及视频认证就可以在线注册开户,注意应用商店可能无法搜到App,可以前往官网扫描二维码进行下载注册。

2.选择在国内见证开户

建议您们选择在国内的分行见证开户,像汇丰、渣打、花旗、中信、星展等,任选一家即可开户。注意银行会有一定的条件,提前准备好开户资料,您们可以提前联系银行客户经理进行咨询。

开户需要注意的问题,BiyaPay已经帮您们整理了

1.确保本人信息填写正确,确保交易背景的真实性;

2.可以适当地购买银行理财,或一定存款,避免账户长期不活跃;

3.提前准备好开户行需要的文件,如果不清楚,可以提前联系银行;

4.避免与敏感、高风险的国家进行资金上的往来;

5.如果是外贸交易,尽量减少您们个人账户的汇款,选择公对公的付款。

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Biya Global LLC is a U.S. limited liability company. It has completed federal MSB registration (Registration number 31000218637349) with FinCEN under the Bank Secrecy Act and is subject to FinCEN’s supervision.
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The Company is registered as a Financial Service Provider (FSP) on the New Zealand Financial Service Providers Register (FSPR). In accordance with its registered financial service activities and applicable New Zealand financial and anti-money laundering regulations, the Company operates a technology-enabled financial services platform, providing clients with account opening assistance and related technical support services, while connecting with globally regulated and licensed brokerage firms to facilitate access to international securities investment opportunities.
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