Personal Finance

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Article

Beginner’s Guide: How to Compare HIBOR Mortgages with Other Mortgage Options

Compare Hong Kong HIBOR rates, Prime-based (P) mortgages, and fixed-rate mortgages, understand interest rate fluctuations, payment stability, and selection tips to help you choose the most suitable mortgage option.
Author
Reggie
2025-06-16 10:34:56
Article

Unveiling Hong Kong HIBOR Rates: Save Money on Your Mortgage

The latest trends in Hong Kong HIBOR rates for 2025, a comparison of major banks' HIBOR mortgage plans, and money-saving tips to help you smartly choose a mortgage plan and reduce interest burdens.
Author
Reggie
2025-06-13 19:29:50
Article

High-Interest Traps and Smart Selection Tips for AUD Term Deposits

Smartly choose AUD term deposits, avoid high-interest traps, hidden fees, and exchange rate risks, master comparison tips, and enhance returns while ensuring fund safety.
Author
Reggie
2025-06-13 18:23:39
Article

Detailed Guide to Standard Chartered Credit Card Phone Banking Features and Operation Steps

Standard Chartered Credit Card Phone Banking offers 24/7 support with comprehensive features like balance inquiries, points, repayments, and card loss reporting, with simple and secure operations suitable for various user needs.
Author
Reggie
2025-06-13 16:18:18
Article

Hang Seng Bank Branch Fees, Offers, and Professional Support: A Comprehensive Comparison

Hang Seng branches vary significantly in fees, offers, and professional support, helping you choose the most suitable branch and services based on your financial goals and daily needs.
Author
Reggie
2025-06-13 14:53:26
Article

Comparison and Selection Guide for Hang Seng Bank's Multi-Currency Fixed Deposit Offers

A comprehensive comparison of Hang Seng's fixed deposit offers, including HKD, USD, and foreign currency interest rates, minimum deposit amounts, and application conditions, to help you choose the most suitable fixed deposit plan and avoid potential risks.
Author
Reggie
2025-06-13 14:43:04
Article

How to Smartly Choose Fixed Deposits Under Interest Rate Fluctuations

Under interest rate fluctuations, choosing fixed deposits requires comparing rates, terms, and penalties across banks, flexibly staggering deposits to ensure liquidity and maximize returns.
Author
Reggie
2025-06-12 20:33:02
Article

Comprehensive Guide to Annual Interest Rates and Compound Interest Calculations

Understand the definition, calculation methods, and applications of annual interest rates, master the growth effects of compound interest, and make smarter financial decisions in investments and loans.
Author
Reggie
2025-06-12 16:05:39
Article

Is the High-Interest Marathon Savings Account Worth Choosing?

The high-interest marathon savings account offers flexibility and tiered high interest rates, suitable for short-term financial management. Understand the promotional period terms and potential risks to make an informed choice.
Author
Reggie
2025-06-12 15:47:22
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