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Article

The Profound Impact of Hong Kong Virtual Banking Development on the Financial Market

In 2025, Hong Kong's virtual banks drive financial market digitalization, enhance innovation and inclusive finance, strengthen user security, and promote green finance and cross-border cooperation.
Author
Reggie
2025-06-17 14:11:30
Article

Bank of China New Funds Definition and Fixed Deposit Offers Overview

The Bank of China new funds definition is calculated as the current total deposit value minus the previous month's end balance in the same currency, further deducting principal already used for new funds offers; only eligible funds qualify for fixed deposit promotions.
Author
Reggie
2025-06-16 17:14:20
Article

Latest Rankings of Hong Kong Banks' Fixed Deposit Rates

June 2025 Hong Kong bank rankings and latest fixed deposit rate comparisons, covering major and virtual banks, helping you choose the most suitable fixed deposit plan and highest rates.
Author
Reggie
2025-06-16 16:53:24
Article

Key Exchange Rate and Liquidity Risks to Know Before Foreign Currency Time Deposits

Before investing in foreign currency time deposits, pay attention to exchange rate fluctuations and liquidity risks, understand conversion costs, early withdrawal terms, and diversification strategies to protect principal and interest returns.
Author
Reggie
2025-06-16 16:39:40
Article

Real-World Testing and Risk Assessment of Interest Income from Large-Scale HKD Fixed Deposits

Detailed analysis of interest calculation methods for large-scale HKD fixed deposits, real-world testing of rates and returns across banks, and evaluation of risks such as liquidity, protection, and taxation.
Author
Reggie
2025-06-16 16:21:24
Article

2025 Latest Guide: How to Check and Analyze HIBOR Rates

Instantly check Hong Kong Interbank Offered Rate (HIBOR) rates, master official data sources and analysis methods to make informed mortgage and financial decisions.
Author
Reggie
2025-06-16 15:46:58
Article

Will Hong Kong Dollar Time Deposit Rates Remain High in 2025?

Hong Kong dollar time deposit rates in 2025 show fluctuations, but banks continue to offer high-interest promotions. Analysis of U.S. interest rates, capital flows, and competition on HKD time deposit rates and investment strategies.
Author
Reggie
2025-06-16 14:24:56
Article

Latest One-Month HIBOR Rate Trends and Mortgage Strategies

In 2025, the one-month HIBOR has plummeted to 0.62%, easing the repayment burden for mortgagors. Analyze the latest HIBOR trends and mortgage strategy recommendations to help you flexibly respond to the market.
Author
Reggie
2025-06-16 10:52:14
Article

Definition, Calculation Process, and FAQs of Hong Kong Interbank Offered Rate (HIBOR)

The Hong Kong Interbank Offered Rate is the short-term borrowing rate among Hong Kong banks, calculated based on quotes from 20 banks, impacting mortgage and financial product rates, with a detailed explanation of the calculation process and FAQs.
Author
Reggie
2025-06-16 10:40:37
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