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Fiat currency deposits not arriving can be anxiety-inducing, but there are usually several steps that can help you resolve this issue. Here are some detailed steps and suggestions that can help you handle fiat currency deposits that don't arrive:

1、Check Transaction Status

You deposit through bank transfer, check your bank account to ensure the transfer has been successfully completed. You can check your bank statement or online banking transaction records.

2、Confirm Account Information

Make sure you used the correct account information when making the remittance. Any incorrect account information will result in funds not being received.

3、Network Delay

Bank transfers or payment platform transaction processing may take some time, especially during peak hours or holidays. Usually, bank transfers may take 1-3 working days.

4、Contact Remitting Bank Customer Service to Obtain MT103

Please contact the customer service of the remitting bank and ask them to provide you with the MT103 message for this remittance. After obtaining the MT103, submit it to BiyaPay customer service, and we will use this information to contact the receiving bank to help you inquire about the remittance progress.

5、Contact Exchange or Platform Customer Service

If the problem still cannot be resolved after the above steps, you can contact the exchange or platform's customer support. Providing the following information will help them process your problem faster:

Transaction Date and Time: Accurate transaction date and time.

Transaction Amount: Specific deposit amount.

Transaction Reference Number or Code: Bank transfer or payment platform transaction reference number or code.

Deposit Account Information: The account or address information you deposited to.

Transaction Voucher: If you have bank transfer vouchers or payment platform transaction screenshots, you can provide them together.

6、Apply for Investigation

In rare cases, if your funds encounter problems during the transfer process, you can apply to your bank or payment platform to investigate the transaction. They can help you find out where the funds went and resolve the issue.

7、Preventive Measures

To avoid the problem of fiat currency deposits not arriving, the following preventive measures can be taken:

Confirm Information: Carefully verify account information before depositing to ensure accuracy.

Save Records: Save all transaction vouchers and confirmation emails for future reference.

Choose Appropriate Time: Try to avoid bank peak hours for remittances to avoid delays due to network congestion.

There may be many reasons why fiat currency deposits don't arrive, including bank processing delays, incorrect account information, network congestion, and system maintenance. By checking transaction status, confirming account information, understanding network delays, checking platform announcements, and contacting customer support, you can effectively resolve the problem of deposits not arriving. Taking appropriate preventive measures can also reduce the occurrence of similar problems. Patience and careful checking are the keys to resolving deposit issues.

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