<p><strong>尊敬的 BiyaPay 用户：</strong></p>
<p>平台全新上线 BTC 理财产品，具体规则如下：</p>
<h4><a id="_4"></a>一、收益规则</h4>
<ul>
<li>
<p>年化收益率：3.5%（全段统一）</p>
</li>
<li>
<p>按您在理财账户中的 BTC 持仓计息，无分段，整笔享受 3.5% 年化。</p>
</li>
</ul>
<h4><a id="_10"></a>二、计息说明</h4>
<ul>
<li>
<p>按您在理财账户中的 BTC 持仓计息，全段享受 3.5% 年化。</p>
</li>
<li>
<p>示例：持仓 1 BTC 时，整笔 1 BTC 均按 3.5% 年化计息。</p>
</li>
</ul>
<h4><a id="_16"></a>三、额度与起投</h4>
<ul>
<li>
<p>单人最高限额：100 BTC</p>
</li>
<li>
<p>最小申购：0.0001 BTC</p>
</li>
</ul>
<h4><a id="_23"></a>四、参与方式</h4>
<p>即日起，您可在 App 内 首页—理财 页面申购。支持 T+0 秒赎回，随存随取，收益按日结算。</p>
<p><strong>感谢您对BiyaPay的信任和支持，若有任何疑问，欢迎随时联系我们的客户服务团队：</strong></p>
<p><strong>客服邮箱：</strong> service@biyapay.com</p>
<p><strong>客服Telegram：</strong> <a href="https://t.me/biyapay001" target="_blank">@biyapay001</a></p>
<p><strong>Telegram中文群：</strong> <a href="https://t.me/biyapay_ch" target="_blank">https://t.me/biyapay_ch</a></p>
<p><strong>Discord社区：</strong> <a href="https://https//discord.com/invite/9svgGQpsQ4" target="_blank">https://discord.com/invite/9svgGQpsQ4</a></p>
<h3><a id="BiyaPay_38"></a>关于BiyaPay</h3>
<p>BiyaPay是一家全球多资产交易钱包，以USDT为介质，支持30余种法定货币和200余种数字货币的相互兑换，为用户提供更加安全、快速的国际汇款；同时支持USDT交易美股港股，用户无需申请离岸账户，实时参与股票交易，实时出入金。一个账户、一笔资金即可投资全球和美港股市场。</p>
<p><strong>BiyaPay团队</strong></p>
<p>2026 年 3 月 11 日</p>


<p><strong>Dear BiyaPay Users,</strong></p>
<p>We have launched a new BTC Savings product. Details are as follows:</p>
<h4><a id="I_Returns_4"></a>I. Returns</h4>
<ul>
<li>
<p>APY: 3.5% (flat rate for all tiers).</p>
</li>
<li>
<p>Interest is calculated on your BTC balance in the savings account. There are no tiers; the full balance earns 3.5% APY.</p>
</li>
</ul>
<h4><a id="II_How_interest_is_calculated_11"></a>II. How interest is calculated</h4>
<ul>
<li>
<p>Interest is calculated on your BTC balance in the savings account at 3.5% APY for the full balance.</p>
</li>
<li>
<p>Example: With a balance of 1 BTC, the entire 1 BTC earns 3.5% APY.</p>
</li>
</ul>
<h4><a id="III_Limits_18"></a>III. Limits</h4>
<ul>
<li>
<p>Maximum per user: 100 BTC</p>
</li>
<li>
<p>Minimum subscription: 0.0001 BTC</p>
</li>
</ul>
<h4><a id="IV_How_to_participate_24"></a>IV. How to participate</h4>
<p>From now on, you can subscribe in the app under Home → Savings. T+0 instant redemption is supported: deposit and withdraw anytime, with interest settled daily.</p>
<p><strong>Thank you for your trust and support of BiyaPay. If you have any questions, please feel free to contact our customer service team:</strong></p>
<p>Customer Email: service@biyapay.com</p>
<p>Customer Telegram: <a href="https://t.me/biyapay001" target="_blank">@biyapay001</a></p>
<p>Telegram Group: <a href="https://t.me/Biyapayinternational" target="_blank">https://t.me/Biyapayinternational</a></p>
<p>Community: <a href="https://discord.com/invite/9svgGQpsQ4" target="_blank">https://discord.com/invite/9svgGQpsQ4</a></p>
<p>BiyaPay is a global multi-asset trading wallet that uses USDT as the medium. It supports currency exchange between 30+ fiat currencies and 200+ digital assets, providing safer and faster international remittances. It also supports trading US and HK stocks with USDT, without the need to open an offshore account—enabling real-time participation in stock trading and real-time deposits and withdrawals. One account and one pool of funds allow you to invest in global US and HK stock markets.</p>
<p><strong>BiyaPay Team</strong></p>
<p>March 11, 2026</p>


BTC 理财上线公告

一、收益规则

二、计息说明

三、额度与起投

四、参与方式

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