尊敬的 BiyaPay 用户：
为提升您的资金使用体验，BiyaPay 现对部分活期理财产品收益规则进行升级，同时上线定投功能，助您更灵活地进行资产规划。具体调整如下：
一、USDT/USD 活期理财收益调整
<ul>
<li>第一档：限额 1,000 USDT，年化收益率 10.22%</li>
<li>第二档：超出 1,000 USDT 部分，年化收益率 5.48%</li>
</ul>
二、USDC 活期理财收益调整
<ul>
<li>第一档：限额 100,000 USDC，年化收益率 7.30%</li>
<li>第二档：超出 100,000 USDC 部分，年化收益率 5.48%</li>
</ul>
三、定投功能上线
BiyaPay 已正式上线定投功能，支持您按周期自动买入，长期更省心。
感谢您对BiyaPay的信任和支持，若有任何疑问，欢迎随时联系我们的客户服务团队： 
​客服邮箱： service@biyapay.com 
客服Telegram： <a href="https://t.me/biyapay001" target="_blank">@biyapay001</a> 
Telegram中文群： <a href="https://t.me/biyapay_ch" target="_blank">https://t.me/biyapay_ch</a> 
Discord社区： <a href="https://https://discord.com/invite/9svgGQpsQ4" target="_blank">https://discord.com/invite/9svgGQpsQ4</a>
<h3><a id="BiyaPay_24"></a>关于BiyaPay</h3>
BiyaPay是一家全球多资产交易钱包，以USDT为介质，支持30余种法定货币和200余种数字货币的相互兑换，为用户提供更加安全、快速的国际汇款；同时支持USDT交易美股港股，用户无需申请离岸账户，实时参与股票交易，实时出入金。一个账户、一笔资金即可投资全球和美港股市场。
BiyaPay团队 
2026年1月29日

Savings Upgrade: Flexible APR Up to 10%+, Auto‑Invest (SIP) Now Live!
Dear BiyaPay Users,
To enhance your fund management experience, BiyaPay has upgraded the yield rules for selected Flexible Savings products and launched Auto‑Invest (SIP) to help you plan your assets more flexibly. The updates are as follows:
<ol>
<li>USDT/USD Flexible Savings Rate Update</li>
</ol>
<ul>
<li>Tier 1: Up to 1,000 USDT — 10.22% APR</li>
<li>Tier 2: Amount above 1,000 USDT — 5.48% APR</li>
</ul>
<ol start="2">
<li>USDC Flexible Savings Rate Update</li>
</ol>
<ul>
<li>Tier 1: Up to 100,000 USDC — 7.30% APR</li>
<li>Tier 2: Amount above 100,000 USDC — 5.48% APR</li>
</ul>
<ol start="3">
<li>Auto‑Invest (SIP) Now Live</li>
</ol>
BiyaPay has officially launched Auto‑Invest (SIP), enabling scheduled recurring purchases to make long‑term investing easier and more convenient.
Thank you for your trust and support of BiyaPay. If you have any questions, please feel free to contact our customer service team:
Customer Email: service@biyapay.com
Customer Telegram: <a href="https://t.me/biyapay001" target="_blank">@biyapay001</a>
Telegram Group: <a href="https://t.me/Biyapayinternational" target="_blank">https://t.me/Biyapayinternational</a>
Community: <a href="https://discord.com/invite/9svgGQpsQ4" target="_blank">https://discord.com/invite/9svgGQpsQ4</a>
BiyaPay is a global multi-asset trading wallet that uses USDT as the medium. It supports currency exchange between 30+ fiat currencies and 200+ digital assets, providing safer and faster international remittances. It also supports trading US and HK stocks with USDT, without the need to open an offshore account—enabling real-time participation in stock trading and real-time deposits and withdrawals. One account and one pool of funds allow you to invest in global US and HK stock markets.
BiyaPay Team
January 29, 2026

理财功能大升级：活期年化 10%+，定投功能同步上线

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