Read This to Understand: How Apple Pay Works Smoothly in the International Payment Field

Apple Pay is a globally available mobile payment method that offers a convenient and secure international payment experience. By adding an international card to Apple Pay, users can easily complete payments all over the world. BiyaPay also provides efficient cross-border payment services, supporting local remittances in most regions around the globe.

How to Add an International Card to an Apple Pay Account?

Apple Pay allows users to easily add international credit cards or debit cards to the Wallet app on their iPhone. Simply open the Wallet app, select “Add Credit or Debit Card”, and enter the card number, expiration date, and the security code on the back of the card. With the enhanced security of Apple Pay, users can also complete identity verification through Face ID or Touch ID, ensuring a worry-free payment process.

The support from different banks and cards may vary, especially for cross-border transactions. Therefore, users should ensure that their international cards meet the requirements of Apple Pay. After adding an international card, users can safely use Apple Pay to make payments at merchants worldwide without the need for a physical card or worrying about running out of cash.

What is the Scope of Use of Apple Pay?

Apple Pay can be used in more than 40 countries and regions around the world, supporting countries such as the United States, the United Kingdom, Australia, Canada, France, Japan, and many others. With the popularity of Apple Pay, more and more international merchants and online platforms are starting to accept this payment method. Whether it’s for purchasing goods, paying bills, or making remittances, Apple Pay can provide a convenient payment experience.

In addition, Apple Pay is also compatible with various payment systems, such as Alipay in China. Through Apple Pay Cash, users can directly conduct transactions with their Apple Pay balance without the need to open a local bank account or perform currency exchange. This feature is especially convenient for users who frequently engage in cross-border shopping or remittances.

Although Apple Pay has a wide scope of use, users still need to confirm whether the merchants in their country accept this payment method. Especially in developing countries, the acceptance of Apple Pay may be relatively low. Therefore, users had better confirm the payment method of the merchant before making a payment.

What Fees May Be Involved in Apple Pay for International Transactions?

When using Apple Pay for international payments, users should pay attention to the possible fees. Although Apple Pay itself does not charge payment handling fees, when it comes to foreign exchange transactions, banks or credit card companies may charge certain foreign exchange transaction fees. In addition, if the transaction requires currency conversion, the spread of currency exchange is also part of the fees that users need to pay.

To minimize additional fees, users can choose to pay in the local currency. If the payment merchant supports local currency settlement, foreign exchange transaction fees can be avoided. In addition, some banks also offer foreign exchange fee discounts. Users can consult their banks or credit card companies in advance to learn about the specific fees and preferential policies.

Can Apple Pay Be Used for Payment Without the Internet?

Apple Pay supports payment through Near Field Communication (NFC) technology, which means that even without an Internet connection, users can still complete transactions through Apple Pay. When making a payment, the device communicates with the payment terminal through NFC signals to complete the payment.

This offline payment function is especially practical for areas without a stable network connection or in scenarios such as flights and subways where there is no network coverage. It should be noted that even without an Internet connection, users still need to ensure that there is sufficient balance or credit limit in their account.

Discounts and Promotions for Using Apple Pay

Many remittance companies have partnered with Apple Pay to offer discounts and promotional activities for international remittances. Users can enjoy a certain percentage of discounts or cashback by using Apple Pay to complete international remittances. These discounts usually apply to cross-border remittances and vary according to different remittance amounts and destinations.

Therefore, when using Apple Pay for international remittances, users should pay attention to the current promotional activities and choose the best time to make remittances to save costs to the greatest extent.

Conclusion

Through Apple Pay, users can make payments conveniently and safely on a global scale. Whether it’s for shopping, remitting money, or paying bills, Apple Pay provides a convenient payment experience and ensures the security of the transaction process. Although there may be issues such as device compatibility and merchant acceptance in some developing countries, overall, Apple Pay is still a very popular payment tool.

If you are looking for a secure and efficient international payment tool, BiyaPay is an ideal choice. BiyaPay not only supports remittance services without a limit on the amount but also provides efficient and secure local remittance methods worldwide, helping you easily complete cross-border payments.