如何绑定收款人银行账户和付款人银行账户
收款人银行账户
1、什么是收款人银行账户 
收款银行账户是指用户从BiyaPay提现法币到银行账户时所绑定的银行账户。用户在BiyaPay进行提现法币操作时，所填写的银行账户即为收款银行账户，该账户将接收从BiyaPay提取的法币资金。 
2、如何绑定收款人银行账户 
1.绑定收款人银行账户有两种途径：【个人中心】绑定和【汇款页面】绑定
<ul>
<li>点击APP首页左上角头像进入【个人中心】，选择【收款人管理】，添加收款人信息</li>
<li>App底部选择【汇款】页面，点击【汇款给自己】和【汇款给他人】，添加收款人信息</li>
</ul>
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzQxNjAwNA==_1747647020884.png" alt="image.png" />
2.选择【本人】、【他人】或者【商业】收款银行账户 
【本人】收款银行账户需要添加银行账户信息，个人信息。
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzQxNjAwNA==_1747647069935.png" alt="image.png" />
【他人】收款银行账户需要添加他人的银行账户信息，个人信息以及上传收款人身份证或者护照。
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzQxNjAwNA==_1747647123412.png" alt="image.png" />
【商业】收款银行账户需要添加银行账户信息以及企业信息
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzQxNjAwNA==_1747647145495.png" alt="image.png" />
付款人银行账户
1、什么是付款人银行账户 
付款银行账户是指用户从银行账户向BiyaPay汇款法币时所使用的银行账户。用户在进行汇款操作时，所使用的银行账户即为付款银行账户，该账户用于向BiyaPay支付法币资金。 
2、如何绑定付款人银行账户 
1、在首页上找到并点击【转入】按钮，选择【银行账户充值】选项； 
2、点击【添加账户】按钮； 
3、输入相关信息，完成银行账户的绑定操作。
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzQxNjAwNA==_1747647224922.png" alt="image.png" />

How to bind the beneficiary’s bank account and the sender’s bank account
Beneficiary’s bank account
1. What is the beneficiary’s bank account? 
The receiving bank account refers to the bank account bound to the user when withdrawing fiat currency from BiyaPay to the bank account. When the user withdraws fiat currency on BiyaPay, the bank account filled in is the beneficiary bank account, which will receive the fiat currency funds withdrawn from BiyaPay. 
2. How to bind the beneficiary’s bank account
<ol>
<li>There are two ways to bind the beneficiary’s bank account: [Personal Center] binding and [Remittance Page] binding</li>
</ol>
<ul>
<li>Click on the avatar in the upper left corner of the APP homepage to enter [Personal Center], select [Payee Management], and add payee information</li>
<li>Select the [Remittance] page at the bottom of the app, click [Send Money to Yourself] and [Send Money to Others] to add the beneficiary information</li>
</ul>
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzA1NjE2MA==_1747647302450.png" alt="image.png" />
<ol start="2">
<li>Select [Me], [Others] or [Business] receiving bank account 
【Person】To receive the bank account, you need to add the bank account information and personal information.</li>
</ol>
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzA1NjE2MA==_1747647339634.png" alt="image.png" />
To receive the bank account, you need to add the bank account information and personal information of the other person and upload the recipient’s ID card or passport.
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzA1NjE2MA==_1747647392457.png" alt="image.png" />
【Business】To receive the bank account, you need to add the bank account information and the business information
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzA1NjE2MA==_1747647426024.png" alt="image.png" />
The payer’s bank account
1. What is the payer’s bank account? 
Payment bank account refers to the bank account used by the User to send fiat currency from the bank account to BiyaPay. When the user makes a remittance operation, the bank account used is the payment bank account, which is used to pay fiat currency funds to BiyaPay. 
2. How to bind the payer’s bank account
<ol>
<li>Find and click the [Transfer] button on the homepage, and select the [Bank Account Recharge] option;</li>
<li>Click the [Add Account] button;</li>
<li>Enter the relevant information to complete the binding operation of the bank account.</li>
</ol>
<img src="https://public.hxdsmy.com/static/MTc0NzY0NjkxMDg0NzA1NjE2MA==_1747647502144.png" alt="image.png" />

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