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Stock options that expire on the same day and are in-the-money by $0.01 or more will be automatically exercised, but will be closed out at the market price if the investor's margin does not meet the exercise conditions. In the event that the position cannot be closed at market price due to lack of liquidity, etc., BiyaPay reserves the right to void the option, a process that will result in the full value of the option being discarded. (6) On the expiration date, if the price of the option (call or put) bought has fallen below 0.01 and the investor does not voluntarily exercise the option or close the position, what happens to the option? At this point, the option will automatically expire and your loss will be the full premium; generally, the loss will be greater if you actively exercise the option at this point. (7) Will the automatic expiration of the option, the forced closing and the systematic exercise of the option be found in the trading record? Yes, you can click on the order details to view the relevant records and instructions. (8) Why are options orders not filled? There are several reasons why an option order may not be filled: The quotes of different exchanges are not synchronized, resulting in the order not being filled in time; The minimum price change unit is different in different exchanges; Since there is a combination of orders for options, a one-sided buy or sell order submitted for an option may not necessarily be filled. For example, if you submit a one-sided buy order at 5.50 for an option on TSLA, buy one at 5.50 and sell one at 5.60, your buy order may not be filled because the sell order at 5.50 is only part of a combination order; There is no liquidity in the market. (9) What should I do if my account is unable to meet the margin requirement on the expiration date of the option contract due to exercise? BiyaPay usually calculates the amount of funds required to exercise in-the-money or near-in-the-money options from time to time before the close of business on the expiration date of the option contract; if it calculates that you do not have enough funds in your account to exercise the option, BiyaPay may close your account to avoid a margin shortfall in your account after the exercise. If you anticipate that your account may become underfunded after an option is exercised, you should close out or fund your account in a timely manner in order to meet the relevant margin requirements. BiyaPay reserves the right to take the following actions in the event of insufficient margin in your account: Close the position before the expiration of the option Allow options to lapse Allow the exercise of options and strong closing of other positions. (10) Which expiration dates can be supported for trading stock options? Currently, BiyaPay only supports trading of stock options with Friday expiration date, and more stock options with other expiration dates will be opened for customers to trade. (11) What are the expiration dates for index options? Currently BiyaPay supports trading of index options with Monday, Wednesday and Friday expiration dates. (12) What is the difference between index option weekly and monthly options? Generally speaking, weekly options are P.M. Settlement (last trading day is the expiration date, settlement value is calculated after the close of the expiration date according to the underlying contract price); monthly options are A.M. Settlement (last trading day is the expiration date T-1, settlement value is calculated after the open of the expiration date according to the underlying contract price). value). (13) How can I tell if an index option is a weekly or monthly option? Option chains with [W] marking after the expiration date are weekly options, while those without marking are monthly options. (14) Which indices are supported for options trading? Currently BiyaPay supports options on DJX (Dow Jones 100), NDX (Nasdaq 100), VIX (Volatility Index), XSP (Mini S&P 500), NANOS (Nanos S&P 500), and many other indices for customers to trade. (15) Does BiyaPay support trading of non-standard options following corporate actions? Currently, BiyaPay supports trading of option adjusted options due to stock company actions. It is important to note that such adjusted options are labeled as “Old Options” in the option chain to distinguish them from unadjusted standard options. Also, to help you better recognize them, the option codes for these options will be different, for example, they may be marked with a special symbol such as “AAPL1”. As corporate actions may result in changes to key elements of the option, such as the strike price, the number of contracts per contract, and the number of shares per delivery, investors are strongly advised to be fully aware of these changes and to carefully assess their impact on their investment strategy before trading. (16) Does BiyaPay support early exercise? Currently, BiyaPay does not support early exercise of US stock options.

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