**1. What is a BiyaPay account? **

BiyaPay is a multi-asset transaction wallet that uses USDT as the medium and provides [recharge USDT to exchange for US dollars] service. It supports the mutual exchange of more than 30 fiat currencies and over 200 digital currencies, offering users safer and faster international remittance services.

At the same time, BiyaPay [supports the use of USDT to trade U.S. and Hong Kong stock futures]. Users can participate in stock trading and perform real-time deposit and withdrawal operations without applying for an offshore account. With one account and one fund, you can invest in global markets, including the U.S. and Hong Kong stock markets.

In addition, BiyaPay also supports digital currency transactions, providing multi-functional services that integrate U.S. and Hong Kong stocks with digital currency trading.