Immigration US Guide | How can ordinary people immigrate to the US? How to remit funds after immigra

US is a popular immigration country. Many middle-class people consider US EB-5 investment immigration, which only requires a minimum of $500,000 for the whole family to immigrate. High-educated talents can consider skilled immigration, first apply for H1-B temporary work visa, and then convert to EB immigration visa. If you are afraid of finding a job, you can also apply for US universities first, take university courses with F visa, accumulate connections for a few years, and it will be easier to find a good job after graduation. Of course, if you have direct relatives in the US, it is even simpler, just wait in line to apply for IR or F visa to easily obtain a green card.

Here is a guide to US immigration, which will introduce the five most popular ways of US immigration, explain the eligibility and application fees for different types of immigration. During the process of applying for immigration, if you need to remit money to the US to pay various fees, you can use the global multi-asset transaction wallet BiyaPay for remittance. There is no limit, the handling fee is low, and the remittance only takes a few minutes, which can save us more money and time.

01 US Skilled Migration

The labor immigration visa consists of five categories. The first four categories are typical skilled immigrants, while the fifth category is actually investment immigration, which will be explained in detail below.

Holders of labor-class immigration visas can apply for accompanying or subsequent immigration to the United States with their spouses and children. Generally, applicants for skilled immigration must hold a labor certificate and submit an immigration application through a US employer. However, there are exceptions: applicants for the first category of E1 visas (US Outstanding Talent Immigration) and E4 visas (Special Occupation Immigration) can submit immigration applications on their own.

02 US Investment Immigration

The investment immigration visa is applicable to foreign investors who make capital investments in new US companies to create job opportunities. It is divided into two types of investments: within and outside the “target employment area” (high unemployment rate or rural areas). Investment immigrants do not need labor certificates and can submit immigration applications on their own. Spouses and unmarried children under 21 years old can also apply together.

Visa sub-categories:

Creating jobs in high unemployment or rural areas - T5

Creating job opportunities outside the target employment area - C5

Pilot Program for Investors in High Unemployment or Rural Areas - I5

Pilot Program for Investors Outside Target Employment Areas - R5

03 US Family Immigration

There are two types of visas for family-based immigrants, namely “immediate family” and “family priority”. The former has no quota restrictions and can apply for permanent residency without any waiting time. In addition to the immigration visas introduced below, there is also the K-1 unmarried couple visa. Applicants must marry a US citizen within 90 days of arriving in the US, and then they can apply for permanent residency.

"Direct relatives" include the following categories:

IR-1: Spouse of a US citizen

IR-2: Unmarried children under 21 of US citizens

IR-3: Orphans adopted by US citizens abroad

IR-4: Orphans adopted by US citizens in the US

IR-5: Parents of US citizens over 21 years old

"Family First" includes the following categories:

F1 First Preference: Unmarried children of US citizens

F2 Second Preference: Spouses, children under 21, and unmarried children of US permanent residents

F3 Third Preference: Married children of US citizens, as well as their spouses and children under 21

F4 Fourth Preference: Siblings of US citizens over the age of 21, as well as their spouses and children under the age of 21

04 US Lottery Immigration

The US lottery immigration refers to the “diversity immigration” program, which draws lots and invites a certain number of foreigners to apply for immigration to the US every year. The available number of DV visas in 2025 is 55,000 and will be randomly distributed to six geographical regions, but no country will be allocated more than 7% of DV visas.

The principle of DV visa is to make US immigration more diverse. As some countries/regions have already had over 50,000 immigrants to the US in the past five years, DV visa will not be open for application to these countries/regions, including:

Bangladesh, Brazil, Canada, Chinese mainland and Hong Kong, Colombia, Dominican Republic, El Salvador, Haiti, Honduras, India, Jamaica, Mexico, Nigeria, Pakistan, Philippines, Korea, Venezuela, Vietnam

05 US Study and Immigration

Although the US does not have a study immigration program, you can apply for a non-immigrant student visa to study in the US, find a job after graduation, and then apply for a labor immigration visa. However, please note that you cannot hold a visitor visa (B visa) for study purposes and must hold a valid student visa to enter the US for study. If you want to apply for a study visa, you need to first submit an online visa application on the US government website, and then make an appointment for a visa interview at the US embassy and consulate in China.

Non-immigrant student visas are divided into the following two categories:

F Visa: Applicable to academic institutions, including universities, secondary schools, primary schools, and language schools

M visa: applicable to non-academic institutions, such as vocational training schools

Generally speaking, US international students who find a job after graduation will first apply for a temporary work visa (H-1B visa). After working for a certain number of years, they will ask their employer to apply for a US Labor Certification (PERM) for them. With a labor certification, they can apply for immigration to the immigration bureau. Since the H-1B visa has quota restrictions, it is more likely to apply for major industries such as IT and finance, so it is better to choose STEM majors when applying for university.

06 How much does it cost to immigrate to the US?

The following are the application fees for different types of US immigrant visas:

The above content introduces different types of US immigration conditions. Regardless of which US immigration method you choose, immigrating to the US requires a considerable amount of money. Applying for a visa and buying a plane ticket before departure, as well as renting or buying a house after arrival, may require multiple remittances from the local area to the US.

07 After immigrating to the US, how to remit funds?

If you want to save on remittance fees and time, you can consider the multi-asset remittance platform BiyaPay mentioned by the editor earlier. It supports online real-time exchange of more than 20 mainstream legal currencies and more than 200 mainstream digital currencies, achieving local transfers in most countries or regions around the world, same-day remittance, and same-day arrival, thus achieving the goal of personal overseas Asset Allocation investment.

In addition, it can also be used to purchase personal insurance, financial products, or purchase US and Hong Kong stocks, etc. Cross-border transfers can be credited in real-time, making it more convenient to deposit and withdraw funds. Recharge digital currency and exchange it for USD/HKD to BiyaPay, then withdraw it to the bank account and deposit it to the securities firm. The transfer speed is fast and there is no limit, so everyone no longer has the trouble of depositing and withdrawing funds. Of course, you can also directly exchange digital currency for USD/HKD for investment and financial management in BiyaPay, which not only saves time but also saves costs.

Hope today’s content can help you~